EXPERIENCE& QUALIFICATIONS:
Education:
• Must be a Post Graduate/ Graduate
Experience :
• 4-5 years of work experience. At least 2 years of experience in the home loan industry in the credit assessment field
Skills:
• Effective communication skills
• Analytical & Managerial abilities
• Solution orientation, Ability to work under time pressures
• Good organization skills
• POSITIVE ATTITUDE
Job Description:
• Atleast 2 years of experience in the home loan industry in the credit assessment field Knowledge
• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
• Customer Interaction to understand needs, finds solutions within the product range available
• Calculation of Net Present Values of maturing assets using excel sheets or programs
• Knowledge of basic legal documentation involved in an acquisition of a home
• Knowledge of technical fundamentals involved in an acquisition of a home
• Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
Supervision of all the activities done by Non-sales Staff / coordinators:-
• Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
• Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
• Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
• LMS – Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
Location : Bangalore
Position Title : Credit manager - Mortgages
If you really interested immediately send your updated resume with your photo along with the below mentioned details.
Experience:
Current Salary:
Expected Salary:
Notice Period:
Current Location:
Kindly Revert Me as soon as possible to pk@fymc.co.in
Thanks&Regards
Manimegalai.
.Recruiter
Email: pk@fymc.co.in
Board Line: 044-26265468 / 72
Web: http://www.fymc.co.in/
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